Identity theft
What is identity theft?
Identity theft is when your personal information is used without your knowledge or permission.
Personal information can be accessed from your computer or at a public computer terminal.
With sufficient information, criminals can use your information to:
- open bank accounts in your name
- apply for credit cards or loans in your name
- transfer money directly from your bank accounts
- impersonate you online on social networking sites
Identity theft can damage your chances of applying for loans and credit cards when you are older
How do I avoid it?
- Monitor your content - if your profile has been hacked shut it down asap.
- Use secure websites for online shopping and banking.
- Don’t post personal information – small pieces of personal data can be used to build a much bigger picture.
- Change passwords – password should be:
- eight or more characters in length, preferably a mix of symbols, letters and numbers
- changed regularly
- never shared.
- Don’t get phished - don’t respond to calls or emails from banks asking for passwords or other details. If the email asks you to click on a link, chances are it’s a scam. If you receive a call from someone saying they’re from the bank, hang up and call back on their publicly listed number to see if it’s real.
How do I deal with it?
-
Watch your bank account and respond immediately to any unexpected withdrawals or suspicious spending.
-
Report it - talk to an adult that you trust, and to your bank
If you want to talk about a problem with cyberbullying, you can call Kids Helpline on 1800 55 1800, visit Kids Helpline or contact the Cybersmart Online Helpline service.