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Identity theft

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Identity theft

What is identity theft?

Identity theft is when your personal information is used without your knowledge or permission.

Personal information can be accessed from your computer or at a public computer terminal.

With sufficient information, criminals can use your information to:

  • open bank accounts in your name
  • apply for credit cards or loans in your name
  • transfer money directly from your bank accounts
  • impersonate you online on social networking sites

Identity theft can damage your chances of applying for loans and credit cards when you are older

How do I avoid it?

  • Monitor your content - if your profile has been hacked shut it down asap.
  • Use secure websites for online shopping and banking.
  • Don’t post personal information – small pieces of personal data can be used to build a much bigger picture.
  • Change passwords – password should be:
    • eight or more characters in length, preferably a mix of symbols, letters and numbers
    • changed regularly
    • never shared.
  • Don’t get phished - don’t respond to calls or emails from banks asking for passwords or other details. If the email asks you to click on a link, chances are it’s a scam. If you receive a call from someone saying they’re from the bank, hang up and call back on their publicly listed number to see if it’s real.

How do I deal with it?

  • Watch your bank account and respond immediately to any unexpected withdrawals or suspicious spending.
  • Report it - talk to an adult that you trust, and to your bank

If you want to talk about a problem with cyberbullying, you can call Kids Helpline on 1800 55 1800, visit Kids Helpline or contact the Cybersmart Online Helpline service.